LTV Calculator UK

Disclaimer

The information provided on LTV Calculator UK is for general informational purposes only. While we strive to ensure accuracy, the calculator and content on this site should not be relied upon as financial, mortgage, or investment advice.

1. Calculator Accuracy

  • The LTV calculator works from the figures you enter (property value, deposit, and mortgage amount).
  • The result is an estimate only and may differ from the loan-to-value ratio used by lenders, who often apply their own valuations and checks.
  • We cannot guarantee that your results will reflect what a bank, building society, or broker may calculate when you apply for a mortgage.

2. No Financial Advice

This website is not a mortgage broker, lender, or financial advisory service.

  • We do not provide personalised advice or recommend specific mortgage products.
  • Mortgage eligibility depends on many factors beyond LTV, such as income, credit history, and affordability checks.
  • For tailored advice, always consult an FCA-regulated mortgage adviser or financial professional.

3. Liability

By using this site, you acknowledge that:

  • The calculator is provided “as is” without warranties of any kind.
  • Neither LTV Calculator UK nor its owner, Miles Ainsworth, can be held liable for any financial losses, damages, or decisions made based on the calculator or information provided.
  • Use of this site is entirely at your own risk.

4. External Content

This website may include links to third-party resources, such as government mortgage schemes or financial guides. These are provided for convenience only. We do not control or endorse the content of external sites and cannot be held responsible for their accuracy or reliability.

5. Updates

We may update this Disclaimer from time to time to reflect changes in law, regulation, or the services we provide. Please check back regularly to ensure you are aware of the latest version.

Short notice for the calculator UI: display a concise line under the calculator—”Results are estimates only and do not constitute financial advice. Consult an FCA-regulated mortgage adviser for personalised guidance.”